This loan targets the small scale farmers, aggregators and other players in Agri-business value chain. Currently we have financed young people involved in Agribusiness logistics to buy Bodaboda in Rift Valley and western Kenya which is the primary means of transporting various agro-produce in the rural areas.

• Loan amount of up to Kes 1,000,000 based on your need.
• Flexible repayment period.
• Very friendly grace period.
• Quick loan processing.
• Financial training and market links.
• Competitive Interest rates

• Comprehensive Analysis of the agricultural project including expected revenues and the cost items e.g. seeds, animal purchases, herbicides, pesticides, harvesting and labour.
• A comparative analysis of the neighborhood to establish the kind of farming carried out, expected harvest and suitability of the farming activity the customer is carrying out.
• 12 months bank statement or Mpesa statement.
• Provide documentary evidence of ownership of farm to be used for the production or a valid lease agreement covering at least one future production cycles.
• Provide documentary evidence of at least three year experience in the line of business.
• Good credit history.
• For limited companies Specific debenture over the asset being purchased.
• Crop or livestock insurance cover.

• ID and PIN for individuals agribusiness owners.
• Colored passport photos.
• Directors’ ID and PIN, Company PIN, and Certificate of registration for companies.
• Business records.
• Copy of security.
• Land ownership/lease agreements documents.
• Dully completed loan application as per account mandate and appraisal form, resolution to borrow.
• Current Valuation Report from bank’s authorized valuers is required for used motor
  vehicles.
• Complete security perfection after the approval.
• Detailed call report including photos and sketch maps