This product targets civil servants and county government employees. Using your payslip, you can access loans from a minimum of KES 5,000 to a maximum of KES 1Million on a competitive interest rate with a repayment period of upto 24 months. Recovery is directly through your payroll with monthly deductions.

• Must be a Civil Servant.
• Your Employer has to be registered for Pioneer Check off Scheme.
• Clear certified copy of National ID/Valid passport.
• Certified Bank statement.
• 3 latest pay slips.
• 1/3 labor rule applies.

• 6 months to 24 Months.
• Disbursed within 24 hours after successful application.
• Loan Waiver in case of death or permanent disability
• 30% payout of outstanding loan in case of diagnosis with critical illness.
• Quick loan processing.