This is a mobile phone-based product, tailor-made for civil servants. It provides easy access to check off loans from KES 1,000 up to KES 50,000 using a USSD code. The loans are repayable between 1 to 3 months with a competitive interest rate.

Requirements

• MOU with employer.
• Borrowing capacity on pay slip, amount borrowed should not be beyond 1/3 of
  basic salary.

Convenience

• The product is the first of its kind tailor-made for civil servants and government parastatals.
• Easy access. Loan available at a touch of the button on your phone.
• No paperwork.
• Disbursement is real-time.
• Funds received on phone via MPESA
• Loan repayment collected from employer through the payroll.

• Dial *454#
• Enter National ID Number
• Enter Payroll Number / PF Number
• Set a service PIN
• Confirm service PIN

• Dial *454#
• Enter service PIN
• Select request loan option
• Set loan repayment period
• Enter loan amount or less equivalent to the limit
• Submit

If request is successful you will recieve a disbursement confirmation SMS.

NOTE

1. By using this service you accept our terms and conditions.
2. Repayment of your loan is on Payroll Checkoff.