Team - Pioneer Credit Ltd

THE TEAM | BOARD MEMBERS

Evans Nyagah | Executive Chairman

Evans boasts a wealth of experience spanning over 17 years having served as; a board member of Runda Water, Kenya BPO Society and Council Member of Gerson Lehrman Consulting Group. He has also held senior executive positions as; Head of Enterprise at Orange Telkom, Head of Enterprise and Wholesale at Safaricom Limited, General Manager at UAP Life and Corporate Business Director at Sanlam Kenya PLC.

He is a Doctorate Student in Strategic Management at USIU-A, has an MBA in Business Administration from The University of Nairobi and a graduate of the Advanced Management Program from Strathmore University in conjunction with IESE Business School in Spain.

His extensive experience and expertise are key in driving the growth and mapping the strategic direction of Pioneer Credit Limited.

Dr. Maurice Maina | Director

Dr. Maurice Maina is medical doctor who has worked in many corporate settings including Catholic Medical Mission Board, where he was the Technical Advisor. He was previously the clinic manager at Strategis Health Ltd, in charge of clinical service delivery, the main driver of profit and loss the healthcare.

He is currently a Project management specialist at USAID, where he is in charge of Design, Management, monitoring and evaluation of integrated health and HIV care programs strategic planning, budgeting, technical support to projects. Dr. Maurice holds MBA and MBCHB degrees from the University of Nairobi.

Karugu Macharia | Director

Mr. Karugu Macharia boasts a wealth of experience spanning over 30yrs in various leadership positions for national government and, local and international organizations as a commodity specialist. Innovation areas for past projects handled include and are not limited to; agriculture and food security, gender, climate change, impact investment, digital 3S (ICT) and sustainable landscapes interventions.

Cecilia Karagu | Director

Ms. Cecilia is a financial management expert with a wealth of experience which spans over 25 years in finance and administration gained from serving at United Nations development programme (UNDP) and the private sector. She is especially an expert in policy reforms and financial management transformation in both the private and public sectors. Cecilia holds Bachelor of Science Degree in International Business Administration from United States International University Nairobi (USIU), a Global Executive Master of Business Administration from the same university. She is a graduate of the UNDP Leadership Development Pathway.

Mary Njoroge | Director

Ms. Mary is an experienced development professional with over 20 years’ experience in Africa working with among others, International Financial Corporation (IFC). She has held senior positions at IFC, including Program Manager for the Growth Oriented Women Enterprises Program. Mary has also worked as the Head of Monitoring and Evaluation at African Capacity Building Foundation. Currently, she is the Program Manager for UNDP Kenya responsible for managing the UNDP Integrated Support Programme to the Devolution Process in Kenya. Mary holds a Master’s degree in Entrepreneurship from the University of Illinois.

THE TEAM | MANAGEMENT

Our management comprises of a young and energetic team of professionals drawn from the industry with a wealth of understanding and experience in the microfinance space.

General ManagerJoshua Ogutu

Joshua is an experienced banker who has held positions of increasing responsibility in sales, credit management, portfolio management and recoveries. Joshua holds a Bachelor of Commerce (BCOM) degree and Master of Business Administration (MBA) from the University of Nairobi. He previously worked with Cooperative Bank of Kenya Limited and National Bank of Kenya Limited. He has also worked with Safaricom PLC.

Finance ManagerKelvin Akuom

Kelvin is a certified accountant and holds a BSc degree in Business Commerce with a concentration in accounting. He has 5years experience in tax preparation, accounting services, payroll services, and budgeting. He has worked for various financial institutions such as Nairobi Forex Bureau and Izwe Microfinance as a financial accountant holding key roles in financial management and reporting.

Credit and Risk ManagerMonica Mbugua

Monica is a certified accountant with 3years’ experience in credit management as well as customer relationship management, with hands-on exposure in credit risk management, credit review, due diligence, data integrity audit, and loan review services while working with various micro finance institutions in Kenya such as Ngao Credit. Since joining the team she management to keep the PAR at below 2.5% with a collection regime that keeps PCL cash flow rich.

Human Resources ManagerKeziah Ndung’u

Keziah has a BSc degree from Strathmore University with 2 years’ experience in the service industry, human resource management and customer relations. She has worked with reputable chains such as Fairmont, Kempinski and Quantessy Ltd. She currently maintains and enhances the organization’s human resources by planning, implementing, and evaluating employee relations and human resources policies, programs, and practices.

Administration and CommunicationFaith Raudo

Faith is a young talented professional with great personal skills. At Pioneer Credit, Faith has responsibility of not only coordinating office activities and operations to secure efficiency and compliance to company policies but also designing and producing of marketing and branding materials for the various products at Pioneer Credit Ltd. Prior to Pioneer Credit, Faith served as a Studio Technical Operator(STO) at Ebru Television where she was in charge of production operations. She holds a BA degree in Communication from Daystar University.

Regional Manager, Nairobi RegionFaith Barasa

Faith Barasa is an experienced marketing, sales and business development expert with over 5 years’ experience in the banking and financial services sector. She has successfully managed teams to deliver results in her previous assignments. She previously worked with Kenya Commercial Bank and Family bank before joining PCL. Faith holds a BBIT degree from JKUAT as well as a Graduate Partnership training from 360 GSP I.T Training United Kingdom.

Regional Manager, Rift Valley Region Nicholus Salat

Nick Salat is an experienced marketer who has worked in various financial institutions. He previously worked with Izwe Loans, Prudential Insurance and Jamii Telecommunications Ltd (JTL). He holds a diploma in Electrical Engineering from Eldoret National Polytechnic. He is currently pursuing a Bachelor’s degree in Business Management from Mount Kenya University (MKU).

Regional Manager, Western RegionInnocent Onyango

Innocent is an experienced sales and marketing officer who has worked in various Microfinance companies including Platinum Credit Limited and Izwe Loans Kenya Limited. He has also worked with Tusker Mattresses Limited (TUSKYS SUPERMARKET). His experience spans over 5 years where he has held positions responsible for Sales, Marketing and collections. He is a holder of Diploma in Business Administration from Kenya Institute of Management (KIM).