Pioneer Credit Ltd (PCL) is a microfinance institution, and a member of the Association of Microfinance Institutions of Kenya (AMFI). The company was founded in March 2018 with a vision to offer a variety of ﬁnancial services to different sectors of our economy, in realization of major credit gaps especially in the lower end market segments. Our registered Head office is located at Sharp Centre, Wambui Road in the plush suburb of Muthaiga with branches in Kisumu and Eldoret. We have plans to become a deposit taking microfinance bank in Kenya in the next three years. Our strategy is to expand and open more branches in all major towns across the country starting with county capitals.